Tom broke his leg and needed to go to the doctor.  The visit cost $300 and the cast cost $200.  If insurance covered 60% how much was Tom's out-of-pocket cost?
The cost was 300+200=$<<300+200=500>>500
So insurance paid for 500*.6=$<<500*.6=300>>300
That means he had to pay 500-300=$<<500-300=200>>200 out of pocket
#### 200