Joanie wants to join a gym to get into shape. The gym costs $12 per month and has a $50 down payment. How much will she need to pay for the first 3 years?
The membership costs $12 * 12 months = $<<12*12=144>>144 per year.
For three years, the monthly membership fee will be $144 * 3 = $<<144*3=432>>432.
The total amount paid for 3 years will be $432 + $50 = $<<432+50=482>>482.
#### 482